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Payment Methods

Last updated: August 25, 2026

Currency: USD

Regions covered: United States, United Kingdom, France, Germany, Australia, Spain, Canada, Italy, Belgium, Portugal


Craftfurni, operated by CRAFTFURNI GLOBAL FURNITURE, offers furniture, Mechanical Puzzles, DIY model kits, and related products through our online store.

This Payment Methods Policy explains the payment options available at checkout, when payments are submitted, how transactions are authorized and verified, what happens when a payment is declined or pending, and how approved refunds are returned.

Unless otherwise stated, product prices, shipping charges, applicable taxes collected through checkout, order totals, and refunds are displayed and processed in United States Dollars (USD).

1. Accepted Payment Methods

Craftfurni accepts the payment methods displayed during checkout.

Depending on availability, payment options may include major credit cards, debit cards, and supported online payment services.

Only the payment methods actually shown at checkout are available for a particular order.

Available payment options may vary based on:

  • Customer location
  • Issuing bank
  • Payment provider
  • Order value
  • Device or browser
  • Payment-security requirements
  • Temporary service availability

If a payment method does not appear during checkout, it should not be considered available for that transaction.

2. Credit and Debit Cards

Where card payments are available, customers may use eligible credit or debit cards shown as supported during checkout.

The payment process may require:

  • Cardholder name
  • Card number
  • Expiration date
  • Billing address
  • Security verification
  • Additional authentication where required

Payment approval is controlled by the customer's bank, card issuer, and applicable payment provider.

Craftfurni cannot override a transaction that has been declined by a financial institution.

3. Other Online Payment Methods

Additional online payment options may be offered through checkout depending on availability.

These services may have their own:

  • Account requirements
  • Authentication procedures
  • Eligibility requirements
  • Security checks
  • Transaction limits

When a third-party payment service is used, that provider may process the transaction according to its own terms and privacy practices.

4. When Payment Is Submitted

Payment is submitted when the customer completes checkout and places an order.

An order normally moves into processing only after the payment has been successfully authorized or confirmed.

After checkout, an order confirmation may be sent to the email address provided with the purchase.

Receiving an order confirmation does not mean that the order has already shipped.

5. Orders We Sell

This Payment Methods Policy applies to eligible purchases made directly through Craftfurni, including products such as:

  • Furniture
  • Tables
  • Cabinets and storage furniture
  • Other home-furnishing products
  • Mechanical Puzzles
  • Wooden mechanical models
  • DIY assembly models
  • Mechanical model kits
  • Related accessories where offered

Each product page provides the specific details that apply to that item.

6. Order Review After Payment

A successful payment does not prevent an order from undergoing ordinary review before fulfillment.

Craftfurni may review:

  • Payment status
  • Billing information
  • Shipping information
  • Product availability
  • Order details
  • Delivery eligibility
  • Fraud-prevention information

An order may be held, declined, or canceled if a legitimate problem is identified.

If Craftfurni cancels a paid order that cannot be fulfilled, the eligible amount will be returned to the original payment method.

7. Billing Information

Customers are responsible for entering accurate billing information during checkout.

Depending on the payment method, this may include:

  • Full name
  • Billing address
  • Email address
  • Telephone number
  • Payment information
  • Other details required by the payment provider

Where verification is required, billing information should match the records associated with the payment account.

Incorrect or incomplete information may cause a payment to be declined, delayed, or placed under review.

8. Payment Authorization

Submitting an order does not guarantee that payment will be approved.

A transaction may be declined because of:

  • Incorrect payment information
  • Expired card details
  • Insufficient funds
  • Insufficient available credit
  • Billing-address mismatch
  • Bank security restrictions
  • International transaction restrictions
  • Incomplete authentication
  • Fraud-prevention controls
  • Payment-provider restrictions

If payment cannot be completed, the order will not normally proceed until a valid payment is successfully submitted.

9. Additional Payment Verification

Some orders may require additional verification before fulfillment.

This can occur when:

  • Payment information cannot be confirmed
  • Billing information appears inconsistent
  • An unusually high-value order is placed
  • Order information is incomplete
  • Suspicious payment activity is detected
  • Unauthorized use is suspected
  • Additional review is requested by a payment provider

This may apply to both furniture and Mechanical Puzzle orders depending on the circumstances of the transaction.

Craftfurni may contact the customer using the information provided during checkout.

10. Payment Security

Customers should submit sensitive payment information only through the official Craftfurni checkout.

Payment credentials may be processed directly by third-party payment services rather than stored directly by Craftfurni.

For security, please do not send complete payment credentials through:

  • Email
  • Social media messages
  • Public comments
  • Customer-service attachments
  • Unsecured messages

Craftfurni support does not need a complete payment-card number or payment-account password to investigate an ordinary order issue.

11. Information We Will Not Request by Email

Craftfurni will not normally ask customers by ordinary email to provide:

  • Complete credit or debit card number
  • CVV or CVC code
  • Online banking password
  • Payment-account password
  • One-time authentication code

If transaction identification is necessary, safer information may include:

  • Order number
  • Transaction date
  • Transaction amount
  • Last four digits of the payment card

12. Prices

Unless otherwise stated, product prices displayed by Craftfurni are in:

United States Dollars (USD)

Before completing checkout, customers should review the complete order summary.

Depending on the purchase, the total may include:

  • Product subtotal
  • Promotional discounts
  • Shipping charges
  • Applicable taxes
  • Other disclosed charges
  • Final amount due

The final amount is displayed before payment is submitted.

13. Product Pricing

Prices may vary between products based on factors such as design, size, configuration, materials, or product type.

For example, pricing for a furniture item may differ significantly from pricing for a Mechanical Puzzle or DIY model kit.

Customers should rely on the price displayed on the applicable product page and checkout at the time the order is placed.

14. Pricing Errors

Although we work to keep website information accurate, an obvious technical or pricing error may occasionally occur.

If a material pricing error is identified before fulfillment, Craftfurni may:

  • Contact the customer
  • Correct the error
  • Allow the customer to decide whether to proceed at the corrected price
  • Cancel the affected order where necessary
  • Refund the eligible amount paid

We will not intentionally substitute a materially different price without addressing the error.

15. Promotional Discounts

Craftfurni may occasionally offer:

  • Discount codes
  • Sale pricing
  • Product promotions
  • Bundle offers
  • Minimum-order promotions

Unless otherwise stated, a discount must be applied during checkout before payment is completed.

Promotions cannot normally be applied retroactively after an order has already been submitted.

16. Currency

Craftfurni processes transactions in:

USD

If a customer's bank account or payment method is denominated in another currency, the financial institution may convert the transaction.

Craftfurni does not control:

  • Foreign-exchange rates
  • Currency-conversion fees
  • Foreign-transaction charges
  • Bank processing fees

These charges may appear separately on the customer's statement.

17. Sales Tax

Applicable sales tax may be calculated and collected during checkout where required.

If Craftfurni collects tax for an order, the amount will be included in the final total before payment is submitted.

Tax treatment may vary depending on the delivery destination and applicable requirements.

18. Declined Payments

If a transaction is declined, customers may:

  • Check the card or payment details
  • Verify the billing address
  • Confirm available funds or credit
  • Complete required authentication
  • Contact the issuing bank
  • Try another payment method displayed during checkout

Repeated unsuccessful payment attempts may sometimes trigger temporary restrictions from a financial institution or payment provider.

19. Pending Transactions

A transaction showing as Pending is not always a completed charge.

A bank or payment provider may temporarily authorize an amount while a transaction is being reviewed.

If the payment does not complete, the authorization may be:

  • Released
  • Voided
  • Allowed to expire

rather than processed as a separate refund.

The customer's bank determines when a pending authorization disappears or the funds become available again.

20. Duplicate Pending Authorizations

Multiple checkout attempts can occasionally create more than one pending authorization.

Multiple pending authorizations do not necessarily mean that multiple completed payments were collected.

Unused authorizations normally disappear according to the bank or payment provider's schedule.

If you believe Craftfurni actually collected a duplicate payment, contact customer support.

21. Duplicate or Incorrect Charges

If you believe you were charged incorrectly or more than once for the same intended purchase, contact Craftfurni.

Please provide:

  • Full name
  • Order number
  • Email used at checkout
  • Transaction date
  • Transaction amount
  • Screenshot or transaction reference where useful

If the transaction was made by card, you may provide the final four digits of the card.

Do not send a complete card number or security code.

22. Furniture and Higher-Value Transactions

Some furniture orders may have a higher transaction value than smaller Craftfurni products.

Higher-value purchases may receive additional payment or order review before fulfillment.

This does not mean that the transaction has been declined.

Review may simply be required to confirm ordinary order information before the product enters shipping preparation.

23. Mechanical Puzzle Orders

Mechanical Puzzles, DIY wooden models, and similar products are processed through the same secure checkout system as other Craftfurni products.

Payment requirements do not change simply because a product requires customer assembly.

The exact product specifications, included components, difficulty level, assembly information, and other product details should be reviewed on the relevant product page before purchase.

24. Order Cancellation Refunds

Cancellation requests are governed by our Cancel My Order / Cancellation Policy.

When an order is successfully canceled and a refund is due, the eligible amount is normally returned to the original payment method.

Cancellation eligibility depends on the actual status of the order.

Once an order has entered shipping, cancellation may no longer be available.

25. Return Refunds

Return eligibility after delivery is governed by our Return & Refund Policy.

For furniture, the return policy may consider matters such as:

  • Product condition
  • Assembly
  • Modification
  • Included hardware
  • Packaging

For Mechanical Puzzles and DIY models, return eligibility may also depend on whether the product has been:

  • Assembled
  • Partially assembled
  • Modified
  • Used
  • Missing pieces
  • Missing instructions or included components

Customers should review the Return & Refund Policy before returning any product.

26. Refund Method

Approved monetary refunds are normally returned to the original payment method.

For example:

Credit or debit card purchase: original card
Supported online payment account: original transaction

Refunds generally cannot be redirected to:

  • Another person's payment account
  • A different card
  • An unrelated bank account
  • Another unrelated payment method

If the original payment method can no longer receive the refund, the available solution may depend on the payment provider.

27. Refund Currency

Approved refunds are processed in:

United States Dollars (USD)

If a bank converted the original transaction into another currency, the local-currency amount returned may differ from the original local amount.

Differences can result from:

  • Exchange-rate changes
  • Bank conversion fees
  • Payment-provider policies
  • Foreign-transaction charges

Craftfurni does not control independent financial institutions' conversion rates.

28. Refund Posting Time

Craftfurni's refund-processing period is separate from the time required by a customer's bank or payment provider.

After an approved refund has been submitted, the financial institution may require additional time before the funds appear.

Craftfurni cannot accelerate a bank or payment provider's posting schedule.

29. Payment Method Fees

Craftfurni does not add an undisclosed surcharge merely because a customer chooses a standard payment option available during checkout.

However, an independent bank or payment provider may charge its own:

  • Currency-conversion fee
  • Foreign-transaction fee
  • International processing fee
  • Account-specific fee

Those charges are controlled by the financial institution.

30. Payment Disputes and Chargebacks

If you believe there is a problem involving:

  • Payment
  • Order
  • Shipping
  • Delivery
  • Cancellation
  • Return
  • Refund

you may contact Craftfurni so the matter can be reviewed.

If a formal chargeback or payment dispute is opened, the applicable bank or payment provider controls the dispute process.

Craftfurni may provide relevant transaction records when responding to a legitimate dispute, including:

  • Order information
  • Payment records
  • Customer correspondence
  • Shipping information
  • Tracking
  • Delivery records
  • Cancellation records
  • Return records
  • Refund records
  • Applicable store policies

Nothing in this policy removes a customer's legal right to dispute an unauthorized or incorrect transaction.

31. Fraud Prevention

Craftfurni may delay, decline, or cancel an order where there is a reasonable concern involving:

  • Unauthorized payment
  • Suspected fraud
  • Identity mismatch
  • Suspicious transaction activity
  • Incomplete verification

If a paid order is canceled after review, the eligible amount will be returned to the original payment method.

32. One-Time Purchases

Unless a product page and checkout clearly state otherwise, Craftfurni purchases are one-time transactions.

Buying furniture, a Mechanical Puzzle, or a DIY model does not automatically enroll the customer in:

  • Subscription billing
  • Recurring payments
  • Automatic product renewal

If Craftfurni introduces a recurring service in the future, the applicable terms will be presented before enrollment.

33. Related Store Policies

This Payment Methods Policy should be read together with our:

  • Shipping Policy
  • Cancel My Order / Cancellation Policy
  • Return & Refund Policy
  • Privacy Policy
  • Terms of Service

Each policy addresses a different part of the transaction.

34. Consumer Rights

Nothing in this Payment Methods Policy is intended to remove or restrict consumer rights that cannot legally be waived.

Where applicable law provides greater protection, the mandatory legal requirement takes priority.

35. Changes to This Policy

Craftfurni may update this Payment Methods Policy if our checkout system, payment options, product range, refund procedures, business practices, or legal requirements change.

When an updated version is published, the Last Updated date at the top of this page will be revised.

36. Contact Craftfurni

For questions about billing, payments, declined transactions, duplicate charges, payment verification, or refund status, contact:

CRAFTFURNI GLOBAL FURNITURE
Address: 7601 26 BLVD, NORTH RICHLAND HILLS, TX 76180

Phone: +1 (501) 625-0351

Email: support@craftfurni.com

Support Time: Mon–Sun: 8:00 AM-5:00 PM CST

For an existing order, please include your order number when available.

Never send complete card numbers, CVV codes, passwords, or one-time security codes by email.